Lucía Ferrer

Personal Finance & Microcredit Writer — Madrid, Spain

Lucía Ferrer is a Madrid-based personal-finance journalist with more than eight years covering consumer credit in Spain. A graduate in Journalism and Economics, she analyses microcredit lenders (MFOs), comparing the true cost of borrowing through TAE rather than headline rates, and testing every application flow she writes about.

Her work focuses on the Spanish microcrédito market: ASNEF-listed borrowers, first-loan promotions, instant-transfer lenders and the small print that decides what a loan really costs. She follows Banco de España regulation closely and only recommends entities that publish clear, verifiable conditions.

Outside of work, Lucía runs weekend half-marathons and keeps an unreasonable number of houseplants alive.